Published at Sunday, April 15th, 2018 - 17:47:35 PM. Flooring. By Garland Jolicoeur.
Finally you must ask how much if any of the construction you are willing and able to do yourself. If you will have to buy land then it is wise to use the services of a professional realtor to avoid hidden problems and unpleasant surprises. Usually the cost of land shouldn't represent more than 20% of the total budget. When considering possibilities think beyond just the view convenience and privacy. Consider whether the land is buildable - whether it has a septic permit or soil percolation tests have been done whether the land is accessible by vehicle (encroachments / easements) and whether there are restrictions on building materials size or style.
Financial institutions usually don't have much experience with log homes. Lenders follow Fannie Mae's guidelines to appraise a property by comparing its value to that of similar homes which have sold in the past year. This can mean the appraiser must find at least three log homes which have turned over in the same county in the past year - hard task iin many areas. However Fannie Mae considers log homes to be in a class with "rustic-construction" bungalow style house plans; therefore any rustic home can be used in the comparison (have the appraiser or the mortgage loan officer contact FNMA to obtain clarification).
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